What is “Kicking the Trade”?

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Cassels Garage has had the privilege of serving the people of Melbourne, Palm Bay, and Indialantic since 1966 with our auto repair and maintenance services. Over the 50+ years that we’ve been in business, we have seen certain trends and changes in the automotive industry. Some changes have been great, while others have been concerning.

One such trend in the auto buying industry called “kicking the trade” has come under scrutiny lately. A recent Wall Street Journal article titled “Dealerships Give Car Buyers Some Advice: Just Stop Paying Your Loan” explains what this underhanded practice is all about. Long story short, “kicking the trade” is when car dealers advise buyers (usually people looking to trade in their current vehicles) to let their auto loan lenders repossess their vehicles. Then the car dealers turn around and sell that buyer a new car.

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A Positive Spin on New Year’s Resolutions

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2020 New Year Resolutions

Happy New Year everyone! Another year has gone and we just can’t believe how quickly it went. The year 2020 is here, and at Cassels Garage we are so excited to see what this year has in store for us. In our last blog, we discussed some New Year’s resolutions that you might actually be able to keep. This week we thought it would be fun to give you some resolutions that might be a bit harder to keep but would benefit you in the years to come.  We are so excited to see what 2020 will bring and we hope we can help give you ideas for ways to better yourself this year. Here is a positive spin on some common New Year’s resolutions you may consider this year.

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3 New Year’s Resolutions You Should Keep

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2020

We recently said goodbye to 2019. The New Year is here, and many people reflect on the year before and look forward to the year that is soon to come. Last year has been what one might call “interesting”. There has been plenty of tragedy and destruction going on in the world, but there have also been changes, growth, and happy memories. As many people look back on the past year, they will also start planning for 2020. Many of us have made resolutions, some of which we probably won’t be able to keep come February. Here at Cassels Garage, we thought it might be beneficial to provide the people of Brevard County with some resolutions they can keep and live by in the upcoming year.

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The Alarming Truth About Income Fraud and Auto Loans

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Auto Loan Application

A recent Wall Street Journal article delved into a subject that we at Cassels Garage hear about all too often – car dealers engaging in income fraud. Some car dealers simply do not put the customer’s best interests first, instead opting to approve them for car loans that they cannot realistically afford.

$809/mo Car Payment on a $660/mo Income?

The article uses the example of a woman named Mirna Lopez, who bought a pre-owned 2018 Pathfinder and found herself with a car payment of $809 a month. The problem was, she only earned about $660 per month. How did she get approved for a loan that she wasn’t even close to being able to make the monthly payments on? The sad truth is that the dealer gave inaccurate information about her earnings to get her approved for a car that would drown her in debt. This is called income fraud, and it happens more often than you might think. In fact, about 1 in 5 auto loans contain income fraud. “The consequence for a lot of people is to ruin them financially for five to 10 years,” lawyer Richard Feferman points out.

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Holiday Travel Tips

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Christmas Travel

The holidays are almost here, and you know what that means – so is the busiest travel time of the year! We want to help make your trips go as smoothly as possible, so here are a few quick tips to help you survive traveling this holiday travel season.

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Avoiding the Cycle of Auto Loan Debt

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Auto Loans

At Cassels Garage, we pride ourselves on giving our customers honest, reliable estimates and high-quality auto services. We want what is best for you and your car, and our outstanding reputation reflects these values. Purchasing, maintaining, and repairing a vehicle are important tasks that sometimes require hard decisions. This week we’d like to focus on a subject that has been in the news lately – debt from car loans. We would like to educate our readers on the subject of auto loans and offer advice on the savviest way to go about the car buying process.
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Driving Up North for the First Time

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Driving in the Snow

Those who are born and raised right here in Brevard County may never have experienced driving in snow or icy conditions. But, if you’re planning a trip up north this winter, it may be your first time driving through any sort of winter weather. At Cassels Garage, our Melbourne, FL auto repair & service specialists have driving safety at the forefront of our minds. So, this week we put together a list of tips to help you make it to your northern destination safely!
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Things to Consider When Buying a Car

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Things to Consider When Buying a Car

When it comes to purchasing a car, there are some important things to consider. Should you buy new or pre-owned? Should you finance or pay in full? These are good questions, and it’s crucial to take them into account before making this big decision. At Cassels Garage, we have seen all types of car situations over our 50+ years serving Brevard County. In our years of experience, we believe it’s a wiser and more frugal option to choose a good-quality pre-owned car and pay it off upfront if you’re able to. Of course, it’s up to each individual to come to their own decision on this matter, but we’d like to present some information supporting why we think buying used is a better option.
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Safety Tips For Your Teen Driver

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Do you have a teen driver in your house? One that is about ready to get behind the wheel? While they’re probably ready and raring to go, there are a few car safety tips that they need to keep in mind! Don’t let your teen learn bad car maintenance and driving habits when they’re just getting started driving. Instead, teach them the importance of being aware and cautious when they’re out driving on the road. And, while driving safely is of huge importance for them to know, they also need to be aware of how to handle car issues as they arise.
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Taking a Road Trip? Check These Things Out on Your Car First

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It’s no secret that road trips are fun, but in order to make certain that your road trip is set and ready for success, there are certain things that you need to check on your car before you go!

 

No one wants the risk of a breakdown when on the road, so by simply taking the time to double check these simple items on your car can save you a ton of headaches in the future. An even better idea would be to check with the mechanics at Cassel’s Garage! We can get you set and road ready in no time at all!

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